The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. The letter includes the names of the home buyer and gift money donor, and their relationship to each other.Designation of a Gift Fund: Clark Atlanta University shall establish the. Fund. b. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. This guide explains how to document gift funds for a mortgage and meet lender requirements. Fill out your loan application. Ensure that gift funds and other privately contributed resources are used in compliance with donor intent. 13. The scammer also might stay on the phone with you while you go to the store and load money onto the card. If this happens to you, hang up.