When someone offers to help you make a down payment on a house, your lender will require a gift letter for a mortgage. Here's what it includes.How much money do you need to receive before a gift letter is necessary? A gift letter is a note from a donor to your lender regarding cash funds for your mortgage down payment. Costa College establishes the following procedures for solicitation of money or gifts. 1. Other parents and students also helped Pradhan fill in the design and smooth out the colorful sand. Cruise ticket contract important terms and conditions. All market animals designated for entry in the 2024 Contra Costa County.