Lenders generally provide a boilerplate mortgage gift letter template for you to use. Below is a typical gift letter template you can share with donors.Learn why you should gift a cookbook, what you should include in your message, and handy tips to write a message with meaning. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. What should be in the gift letter? Lenders will require that sellers write a gift of equity letter. The letter includes the names of the home buyer and gift money donor, and their relationship to each other. Here's a email I regularly use when gifting my clients. Gift Amount: Specify the exact dollar amount of the gift. Thank you so much for preparing these wonderful home-cooked meals for me.