Lenders generally provide a boilerplate mortgage gift letter template for you to use. Below is a typical gift letter template you can share with donors.Your lender may provide you with a template of what they want the letter to include. This will likely include: Mortgage gift letter template. A short letter like this sample gift letter will cover all of the requirements your lender needs. It states how much you're getting and from whom. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. On the rules for mortgage gift letter, let's dive in. First, the mortgage gift letter must include the name. The deed must be recorded before the property holder's death.