The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. Earnest Money Check–cancelled check copy; Gift Letter and Documentation (if applicable).Before a lender allows the gift, you'll also need to furnish a gift letter that states the name, address, and phone number of the donor. What should the gift letter include? • For FTHB Units: o FTHB loans must be fixed rate for 30 years. A gift letter for a mortgage shows your lender that you don't need to repay gift money toward your down payment. If you go through a bank they will provide the gift letter form to you to get completed. If someone provides a handwritten letter it is filed away. How do I obtain the deed book and page number for a document recorded in the Land Records Division? WJLA is the local ABC affiliate for the greater Washington DC area.