The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment.This gift is to be applied toward the purchase of the property located at: (Property Address). 3). Yes, all lenders will require a gift letter. Although you may have the funds, the lender needs to confirm that you won't have to repay the gift. Edit, sign, and share fha gift letter online. No need to install software, just go to DocHub, and sign up instantly and for free. Gift funds may not be contributed from any source that has an interest in the sale of the property (seller, builder, real estate agent, etc.). The amount being declared in the gift letter must exactly match the financial statements. Keep in mind, the amount of the transfer must match what's stated in the gift letter.