This gift is to be applied toward the purchase of the property located at: (Property Address). 3). Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment.The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. All gifts must be paper-trailed and digitally documented with cancelled checks and bank statements. Download the following gift letter template. Then, complete, e-sign, and send it to the lender. Yes, all lenders will require a gift letter. Although you may have the funds, the lender needs to confirm that you won't have to repay the gift. View or download a template for a gift letter, useful when family or friends want to help you with a loan downpayment. A down payment gift letter - If your lender has a template letter for this purpose, you will need to send it to the funds' donor.