The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. We've got the answers in our FAQs.Gift Letter For Mortgage Template. Your lender might give you a template to follow if you tell them you're using a gift for your down payment. Note: For spouses, each spouse will have their own set of documents, but the documents are "mirror images" of each other. Exe. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. While these documents will be helpful to us in your estate planning process, if they are not readily available, we can begin the planning process without them. MV-16 Affidavit to Certify Immediate Family Relationship (PDF, 51.09 KB) Department of Revenue How can we help?