If you do not want to participate in any Overdraft Elect Plan please fill out the form on our Overdraft Services page, call us at 1.800. Your gift letter has to be backed up with paperwork.Gift Letter For Mortgage Template. Your lender might give you a template to follow if you tell them you're using a gift for your down payment. A gift letter is a note from a donor to your lender regarding cash funds for your mortgage down payment. A signed gift letter from her parents. A complete bank statement from her parents showing the withdrawal. The ISP List is a database of Internet service and other online content providers that will help you get the information you need for your case. Empower Federal Credit Union participates in the Medallion Stamp Program (guarantee of a signature for the negotiation or transfer of securities). These are electronic federal tax forms, equivalent to a paper 1040 and are designed for taxpayers who are comfortable filling out IRS tax forms.