The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. A gift letter for a mortgage shows your lender that you don't need to repay gift money toward your down payment.A short letter like this sample gift letter will cover all of the requirements your lender needs. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. A gift letter is a note from a donor to your lender regarding cash funds for your mortgage down payment. Your lender may provide you with a template of what they want the letter to include. This will likely include: Mortgage gift letter template. Beginning with 2024 Certificates of Rent Paid, you must create and submit all Minnesota CRPs using eServices. Deed Tax is due on the conveyance of legal ownership of real property with a deed following the satisfactory completion of the terms of a contract for deed.