Lenders generally provide a boilerplate mortgage gift letter template for you to use. Below is a typical gift letter template you can share with donors.Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. A short letter like this sample gift letter will cover all of the requirements your lender needs. A gift letter must contain the donor's name, the gift's value, confirmation that the gift is not to be repaid, and the donor's signature. We'll also show you how to write a gift letter with a gift letter template so you can help your donor prepare for underwriting. If you would like to contribute, please fill out this form . A gift letter is a note from a donor to your lender regarding cash funds for your mortgage down payment. A gift letter is a piece of legal, written correspondence explicitly stating that money received isn't expected to be repaid. Jesse Smith's autobiography and journal was inscribed in a large, commercially produced blank book.