Mortgage gift letter template. Lenders generally provide a boilerplate mortgage gift letter template for you to use.If you go through a bank they will provide the gift letter form to you to get completed. If someone provides a handwritten letter it is filed away. A short letter like this sample gift letter will cover all of the requirements your lender needs. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. Most lenders have a template for mortgage gift letters that you can download, fill out, sign and submit back to the lender. Transfer property or money to someone with our revocable or irrevocable Gift Deed template. It's tailored to your state's laws. A gift letter is a piece of legal, written correspondence explicitly stating that money received isn't expected to be repaid.