Lenders generally provide a boilerplate mortgage gift letter template for you to use. Below is a typical gift letter template you can share with donors.If you go through a bank they will provide the gift letter form to you to get completed. If someone provides a handwritten letter it is filed away. Coming up with this letter is actually quite easy. You will find many mortgage gift letter template samples online. A short letter like this sample gift letter will cover all of the requirements your lender needs. Gift Letter For Mortgage Template. Your lender might give you a template to follow if you tell them you're using a gift for your down payment. Most lenders have a template for mortgage gift letters that you can download, fill out, sign and submit back to the lender.