The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. Adding a name to a title - To add a name to the title, please complete the assignment section on the reverse side of the title with both names where.The goal of a gift letter is to provide the lender with proof of where the funds came from. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. Carefully provide accurate information in each required field. LendingTree does not include all lenders, savings products, or loan options available in the marketplace. How Does LendingTree Get Paid? Sign the Gift Letter: You'll receive a template letter stating there's no expectation of repayment. Keep in mind, the amount of the transfer must match what's stated in the gift letter. FHA loan gift funds.