Mortgage gift letter template. Lenders generally provide a boilerplate mortgage gift letter template for you to use.Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. A short letter like this sample gift letter will cover all of the requirements your lender needs. We'll also show you how to write a gift letter with a gift letter template so you can help your donor prepare for underwriting. A gift letter is a note from a donor to your lender regarding cash funds for your mortgage down payment. A gift letter must contain the donor's name, the gift's value, confirmation that the gift is not to be repaid, and the donor's signature. Looking for the perfect stocking stuffer or holiday gift this season? Give your friends or loved ones the gift of some Town of Fort Mill spirit! The media could not be loaded, either because the server or network failed or because the format is not supported.