The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. Bank is making us fill out "Gift Letter" Paperwork?Often your mortgage originator will provide a gift letter template. Access our financial planning and report fraud forms and submit online. If part of your mortgage deposit is a gift, the lender may ask for a mortgage gift letter confirming the funds are not a loan. Downloadable template. We'll also show you how to write a gift letter with a gift letter template so you can help your donor prepare for underwriting. Before you open a personal account with Middlesex Savings Bank in MA please read our Consumer Account Agreement. Contact us to learn more. Copy of the donor's gift check.