Lenders generally provide a boilerplate mortgage gift letter template for you to use. Below is a typical gift letter template you can share with donors.If part of your mortgage deposit is a gift, the lender may ask for a mortgage gift letter confirming the funds are not a loan. Downloadable template. A short letter like this sample gift letter will cover all of the requirements your lender needs. Often your mortgage originator will provide a gift letter template. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. We'll also show you how to write a gift letter with a gift letter template so you can help your donor prepare for underwriting. Copy of the donor's gift check. Where applicable, the code will link directly to information on the type of probate matter associated with the form.