The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment.A short letter like this sample gift letter will cover all of the requirements your lender needs. We'll also show you how to write a gift letter with a gift letter template so you can help your donor prepare for underwriting. A gift letter is a note from a donor to your lender regarding cash funds for your mortgage down payment. If the money was gifted to both of you, then the answer is simple. The money is a marital asset and will be divided equitably in the divorce. All of the permits listed below are available online. You can complete and submit your application and payment online using the New York State License Center. Up truck registered as a Passenger Vehicle cannot display any business advertisements and must be used exclusively for noncommercial purposes.