Although the format for a mortgage gift letter may vary based on the loan type, the basic information requirements are the same. A couple meeting with a mortgage lender to submit a gift letter.Your bank needs a written letter to prove that any money gifted to you to help buy a house is in fact a gift, not a loan. A short letter like this sample gift letter will cover all of the requirements your lender needs. A gift letter for a mortgage shows your lender that you don't need to repay gift money toward your down payment. It is recommended that you pay your parking tickets or camera violations online with CityPay. To avoid penalties, make sure you pay within 30 days. These are electronic federal tax forms, equivalent to a paper 1040 and are designed for taxpayers who are comfortable filling out IRS tax forms. Alexander Rae Baldwin III (born April 3, 1958) is an American actor. The article is something a reasonable person would not expect to find in a standard encyclopedia.