The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment.A short letter like this sample gift letter will cover all of the requirements your lender needs. A gift letter will be an important part of the documentation you have to provide when it's time to get approved for your home loan. This guide explains how to document gift funds for a mortgage and meet lender requirements. A gift letter for a mortgage shows your lender that you don't need to repay gift money toward your down payment. A gift letter is a document certifying that your family member is giving you money to cover all or a portion of your down payment or closing costs. Download Gift Letter for Buyer from Family Member for free . Edit using your favorite word documents editor. Up truck registered as a Passenger Vehicle cannot display any business advertisements and must be used exclusively for noncommercial purposes.