The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. Buyer and donor need to fill out the FHA gift form (see sample above) and that is it!The following templates include all the necessary verbiage for a gift letter and should satisfy most lenders. A short letter like this sample gift letter will cover all of the requirements your lender needs. Sample of a Gift Letter. Used when getting a new mortgage and getting a gift from family. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. Learn how to write effective fundraising letters that inspire more support from donors. Explore best practices and templates in this comprehensive guide. We'll also show you how to write a gift letter with a gift letter template so you can help your donor prepare for underwriting.