When someone offers to help you make a down payment on a house, your lender will require a gift letter for a mortgage. Here's what it includes.Donor - Please complete items 9 through 12 as applicable and return directly to lender named in item 2. If the vehicle transfer qualifies as a bona fide gift, this form must be completed and submitted with the properly assigned Maryland title. If you go through a bank they will provide the gift letter form to you to get completed. If someone provides a handwritten letter it is filed away. Demystify gift letters in NYC real estate. Understand how to document a gift from family or friends for a smoother property transaction. 11th JD - Queens Surrogate's Court Local Forms. Note: PDF reader is needed to open these forms (Adobe, Foxit, etc.).