When someone offers to help you make a down payment on a house, your lender will require a gift letter for a mortgage. Here's what it includes.A down payment can be hard to come by. One option is to be gifted the money, but this has certain requirements, such as a gift letter. Department of Finance Business Centers provide a variety of services for parking and camera violations, property taxes, and other programs. Full-time graduate students may take a maximum of 15 credits a semester. If you go through a bank they will provide the gift letter form to you to get completed. If someone provides a handwritten letter it is filed away. Note: PDF reader is needed to open these forms (Adobe, Foxit, etc.). Please download from their website.