The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment.It states how much you're getting and from whom. A short letter like this sample gift letter will cover all of the requirements your lender needs. Use a Texas Gift Deed to give real estate to another person or an entity. Gifting real estate among spouses or family members is fairly common. Edit, sign, and share gift letter for mortgage online. No need to install software, just go to DocHub, and sign up instantly and for free. A gift letter is a note from a donor to your lender regarding cash funds for your mortgage down payment. Broad Street did not follow HUD loan origination requirements for minimum investment in approving 24 of the 26 loans that involved nonprofit gifts. The.