The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment.No money is deducted for processing or administration fees. It states how much you're getting and from whom. Here's what your gift letter should include: The donor's name, address and phone number. The donor's relationship to the client. A short letter like this sample gift letter will cover all of the requirements your lender needs. The letter should include the donor's name, relationship to the buyer, and the exact amount given.