The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. A short letter like this sample gift letter will cover all of the requirements your lender needs.A gift letter is a document stating that any money received from family or friends is a cash gift and not a loan. This guide explains how to document gift funds for a mortgage and meet lender requirements. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. The donor must sign a letter stating they do not expect any kind of repayment. What is included in a gift letter? Capitalized terms not otherwise defined in this Confirmation or the Master Agreement are defined in the Tariff. Fill out your loan application. If you need assistance, please fill out this Service Request Form, and our Team will contact you.