When someone offers to help you make a down payment on a house, your lender will require a gift letter for a mortgage. Here's what it includes.Easily collect donations for your church with this streamlined form template. A short letter like this sample gift letter will cover all of the requirements your lender needs. Let's walk through common examples of donation letters, starting with a template of the basic format to follow. Here are the top things you need to know when receiving mortgage down payment gift funds. Bonus: download a free gift letter template. Once completed, note the SST number and come into our office to finish the process. Download and save the form to your device as a PDF. Open the form in Adobe Acrobat.