The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. We'll also show you how to write a gift letter with a gift letter template so you can help your donor prepare for underwriting.A short letter like this sample gift letter will cover all of the requirements your lender needs. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. "Streamline your mortgage process using our customizable Gift Letter for Mortgage template. Mortgage gift letters tell the lender that money for your loan came from a gift. Lenders require gift letters when necessary. A gift letter for a mortgage is a written statement confirming that the gift money you receive from a family member or friend is a gift, not a loan. Official website of the Commonwealth of Massachusetts. Candice and Brandon Miller showed the public a world of glittering parties and vacations.