Lenders generally provide a boilerplate mortgage gift letter template for you to use. Below is a typical gift letter template you can share with donors.A gift letter for a mortgage is a legal, written statement your lender may require if you're gifted cash to buy a home. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. Please complete this form to document your gift of stock. A short letter like this sample gift letter will cover all of the requirements your lender needs. How to write a gift letter. Below is a template for a gift letter, useful when family or friends want to help you with a loan downpayment. Please complete this form and include it with your gift. A gift letter must contain the donor's name, the gift's value, confirmation that the gift is not to be repaid, and the donor's signature.