The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. A gift letter for a mortgage is a legal, written statement your lender may require if you're gifted cash to buy a home.A mortgage gift letter is a statement that assures your lender the money that came into your account is a gift and not a loan. A gift letter is a document that certifies the funds you're receiving for your down payment are a gift, not a loan. Edit, sign, and share GIFT LETTER - Hallmark Home Mortgage online. No need to install software, just go to DocHub, and sign up instantly and for free. The Office of Wayne County Register of Deeds records various types of documents, mostly relating to interests and transfers of property. These documents include deeds, mortgages, land contracts, financing statements, and liens. This office does not provide or prepare blank documents. And Main Street Financial Services Corp.