Hi, I'm new to this but need advice. My parents have given me and my brother a substantial cash gift.As I understand it, a parent can gift £3000 per year to a child free of any IHT liability. Find out which gifts count towards the value of the estate, how to value them and work out how much Inheritance Tax may be due. A short letter like this sample gift letter will cover all of the requirements your lender needs. The gift letter for mortgage should be completed and provided to the conveyancing solicitor along with the gifter's proof of ID, address and proof of funds. The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. AN ACT relating to the apportionment of money in the CMRS fund. The media could not be loaded, either because the server or network failed or because the format is not supported. Specifically, apples contain a type of soluble fiber called pectin that acts as a prebiotic in the gut.