Print and fill out the Affidavit of Defense form. By pleading no contest, the court treats you the same as if you pled guilty, but no one can use your plea as evidence of guilt in future civil proceedings.I am the defendant in the above-referenced case and I have been charged with the following violation(s): (List the charges as you understand them to be). If you enter a plea of no contest, you agree that you accept whatever punishment comes with the charge except that you do not admit you are technically guilty. Yes. A person can plead not guilty, submit an Affidavit of Compliance, or take a driver improvement course instead of paying the applicable fine. If you were charged with certain specific traffic violations, you may be able to plead no contest to the charge and have your fine reduced. If you choose to pay the fine, the violation will be recorded, potentially leading to points on your license and increased insurance rates. Often, traffic violations may lead to higher insurance premiums.