Most SBA loans require some form of physical collateral, such as real estate, equipment, inventory or accounts receivable. If you are interested in revamping your business with SBA loans in the Bronx, New York, contact M1 Capital Corp today for a consultation.All SBA loans require some form of collateral from the borrower. Lenders of SBA loans need to meet the administration's minimum requirements. The three main categories of acceptable collateral for SBA loans are real estate, equipment, and inventory. Subordination of collateral requirement letter for physical disaster loan servicing action request packages. To continue with the application process click. "Start" to complete SBA. A personal guarantor is a person agreeing to take over the loan payment or other obligations for the debtor, as outlined in the agreement. Bronx IRB Refinancing.