Learn how to make a payment on your SBA loan or check your account balance and due date. Most SBA loans require some form of physical collateral, such as real estate, equipment, inventory or accounts receivable.The 504 loan program provides longterm, fixed rate financing for major fixed assets that promote business growth and job creation. Some SBA loans require both collateral and personal guarantees. Others only require one of these. In a borrower's loan agreement with SBA, collateral is usually described in general terms, such as inventory, machinery, and equipment. Lender Match connects you to lenders. Get matched to potential lenders funding with competitive rates and fees. Learn tips and tricks in this part 2 of how to prepare your documentation for the SBA 7(a) loan. Come prepared with these documents.