All borrowers, regardless of loan size, can use SBA's direct forgiveness portal. Applying for forgiveness using the portal can take as little as 15 minutes.The application form requires accounting that probably exceeds the skills and comfort level of many small business owners. Yes, sole proprietors and independent contractors can apply to the EIDL program as long as they have verifiable business income for 2019 or January of 2020. Create an account in the MySBA Loan Portal (lending.sba. Gov) to monitor your loan status or to make payments. Accordingly, I'm going to explain here how to fill out the PPP application for a sole proprietor without W2 employees. Many businesses are starting to struggle with the idea of whether or not they qualify for PPP loan forgiveness. Here are your options. While EIDLs are not subject to SBA loan forgiveness, there are ways an EIDL lawyer can help you effectively achieve relief from your EIDL.