The 7(a) loan program is SBA's primary business loan program for providing financial assistance to small businesses. Use the fields to narrow your search and select the "Search for documents" button to see your results.The specific terms of 7(a) loans are negotiated between the borrower and the participating lender, subject to the requirements of the SBA. Fill out the form below and get the pricing and terms banks can't compete with. An SBA 7(a) loan is a government-backed loan designed to help small businesses obtain financing when they might not qualify for traditional loans. Our office provides help with SBA services including funding programs, counseling, federal contracting certifications, and disaster recovery. Here's a summary of the most common types of SBA loans. "SBA 7(a) Loan" means an SBA Loan originated pursuant to Section 7(a) of the SBA Rules and Regulations. Who cannot get traditional forms of credit, an. SBA-guaranteed loan can fill that need.