All borrowers, regardless of loan size, can use SBA's direct forgiveness portal. Applying for forgiveness using the portal can take as little as 15 minutes.SBA can provide loans to help cover the costs and expenses that your business would have been able to handle if the disaster did not happen. COVID19 Disaster relief information for small businesses in Florida seeking to take advantage of SBA and Florida loan programs. Who qualifies for an Economic Injury Disaster Loan? While EIDLs are not subject to SBA loan forgiveness, there are ways an EIDL lawyer can help you effectively achieve relief from your EIDL. Identify the borrower. Bystep guide on how to fill out the sba idle loan application for sole proprietors independent contractors or if you're selfemployed. EIDL loans may only be used for specific types of business expenses. Find out legitimate ways you can use your EIDL loan.