Fulton Bank is a participant in the SBA's Preferred Lending Program and is equipped to help small businesses obtain financing for a variety of expenses. Assumption of Loan Requirement Letter for disaster loan servicing action request packages.About this document and download. Fortunately for borrowers, SBA loans, including the SBA 7(a) loan , are fully assumable with SBA approval. Real estate is the preferred collateral. The Fulton County County Clerk's Office manages DMV and various records. These include: Assignments, Business Certificates, DBA Applications, Deeds, Discharges. Applicants must have a credit history acceptable to SBA. Repayment. SBA must determine that the applicant business has the ability to repay the SBA loan. Can An SBA 504 Loan Be Assumed?