SBA sets the guidelines that govern the 7(a) loan program. Under Bidenomics agenda, agency has increased number and dollar amount of loans across several small business capital programs.The WCP is built around a flexible annual SBA upfront guaranty fee that allows small businesses to customize the loan to their individual needs. SBA Form 1920 is a major piece of paperwork needed to process an SBA 7(a) loan. Lenders fill it out, but small business owners provide key Ahead of Small Business Saturday the BidenHarris Administration Announces Expanded Federal Support for Small Businesses. As a preferred SBA lender, BMO can process your loan so you can get back to business. Explore our SBA loan programs to support your business needs. SBA Form 1391 (5-00), Ref 50 30.