Create an account in the MySBA Loan Portal (lending.sba. Gov) to monitor your loan status or to make payments.Find out how to apply for a small business disaster loan if your business suffered damage and is in a presidentially declared disaster area. The loans under SBA's EIDL program are tailored uniquely to a specific natural disaster after a Governor requests SBA's assistance for affected counties. This loan cap includes both economic injury and physical damage assistance. These loans are unsecured, meaning there is no collateral attached to them, and no personal guarantees are required. The first page of the application is simply to verify your eligibility for the loan program itself. EIDLs are available to small businesses and nonprofit organizations that have suffered a substantial economic injury as of result of COVID19.