SBA can provide loans to help cover the costs and expenses that your business would have been able to handle if the disaster did not happen. We provide documents in different languages to help you understand eligibility requirements, fill out applications, and answer frequently asked questions.Borrowers have up to 24 weeks to spend loans on payroll, rent, mortgage payments, and utilities. Who qualifies for an Economic Injury Disaster Loan? Can a sole proprietor file for EIDL and unemployment insurance benefits? A sole proprietor can apply for an EIDL loan. Unlike the Paycheck Protection Program Loan, there is no loan forgiveness for an EIDL. Identify the borrower. On ZOOM, the SBA agent will walk you through how to fill out the EIDL form. The deadline to apply for an EIDL in the state of Maryland is December 21, 2020.