The 7(a) loan program is SBA's primary business loan program for providing financial assistance to small businesses. The specific terms of 7(a) loans are negotiated between the borrower and the participating lender, subject to the requirements of the SBA.The Draft Authorization is a living document and a specific contract between your lender and the SBA. Caution: If the tax transcript is being mailed to a third party, ensure that you have filled in lines 6 through 9 before signing. Sign and date the form once.