The collateral will be kept at. (Strost). (City). (County). (State). When applying for an SBA 7(a) loan, you must complete SBA Form 1919.The agreement should outline repayment deadlines, interest rates, late fees, and collateral (if necessary). In an SSBCI CSP, the state provides collateral support in the form of a cash deposit held at the financial institution that makes the small business loan. A business loan agreement establishes the terms and conditions, serving as a guide while you pay off your debt.