All borrowers, regardless of loan size, can use SBA's direct forgiveness portal. Applying for forgiveness using the portal can take as little as 15 minutes.Create an account in the MySBA Loan Portal (lending.sba. Gov) to monitor your loan status or to make payments. Explore SBA's low-interest disaster loans to help businesses and homeowners recover from declared disasters. Our experienced business lawyers can help you build the strongest case possible for a forbearance Agreement and then negotiate on your behalf. Forbearance agreements are the end product of negotiations in which parties change the terms of existing arrangements. SBA can provide loans to help cover the costs and expenses that your business would have been able to handle if the disaster did not happen. The value in this agreement for you is that guarantee. Most importantly, the Forbearance Agreement should afford the Borrower a reasonable prospect for turning around its business.