All borrowers, regardless of loan size, can use SBA's direct forgiveness portal. Applying for forgiveness using the portal can take as little as 15 minutes.The SBA may forgive certain business loans for self-employed individuals, including PPP loans, but there are many factors at play. COVID19 EIDL is not forgivable. View loan balance and make payments. The Small Business Act authorizes SBA to make EIDL loans to eligible small businesses and nonprofit organizations located in a disaster area. You just apply for one loan. Self employed PPP loan forgiveness and PPP application for self employed. Workers and contract workers. WHAT YOU NEED TO KNOW ABOUT THESE PROGRAMS: Economic Injury.