The tutorial shows how to build an amortization schedule in Excel to detail periodic payments on an amortizing loan or mortgage. This finance video tutorial explains how to create an amortization table in excel.Loan period in years, 1, Actual number of payments, 10. The tool dynamically calculates the period wise debt servicing based on payment frequency annual, biannual, quarterly or monthly. Moratorium period: The grace period during which the debtor isn't required to make principal repayments. Loan Period in Years, Actual Number of Payments. 9, Number of Payments Per Year, Total Early Payments.