Looking for a payoff amount? How do I pay off my auto loan?Apply for a title within 15 days of purchase and take the application to an MVD Office or Authorized Third Party provider to complete the process. After I pay off my loan, how soon will I get my title from my lienholder? When a lienholder has credited the final payment the title will remain electronic. Sufficient income, credit and a history of paying debts on time are among the top criteria lenders seek in an applicant. Sign on to your account, select your auto loan from Account Summary, and then Get payoff quote. If a lien is on a paper title, it will appear in the space marked "Lienholders. Depending on if your title is in electronic or paper form will determine how you receive it. How long does it take to fill out the form to apply for an auto loan from Navy Federal?