The following instructions for numbered columns is included to help fill out the form correctly and completely. 42. To see if you have to file, figure your gross income the same as you would figure your gross income for federal income tax purposes.A secured lender shall prepare and deliver a payoff demand statement to the person who has requested it within fourteen days after receipt of the demand. The following instructions for numbered columns is included to help fill out the form correctly and completely. 40. Use Bank of America's auto loan calculator to determine your estimated monthly payments and your approximate rate for a new or used car loan. Your parcel has been confirmed as not being in the flood plain. Please continue to fill out a Flood Hazard Information Sheet as we need this for our records. This is a standard form of payoff letter. Thanks to North Park Credit Union for championing this enhancement!