Looking for a payoff amount? Sign on to your account, select your auto loan from Account Summary, and then Get payoff quote.The letter you get is a lien satisfaction or lien release. The easiest way to pay off your auto loan is through Online Banking. Login to your account and click "Payoff amount" for the loan you would like to payoff. This is a critical document if you end up selling your car down the line. It's the same as a payoff letter, but it can be used when you're paying off a loan that involves collateral, such as a home or a car. How long does it take to fill out the form to apply for an auto loan from Navy Federal? It typically takes less than 10 minutes to complete an application. If a paper title is needed, for reasons like moving out of state, you can complete a Title Replacement service on AZ MVD Now.