Translate 10 day payoff. See Spanish-English translations with audio pronunciations, examples, and word-by-word explanations.After the lien on a vehicle is paid off, the lienholder has 10 days after receipt of payment to release the lien. A 10day payoff refers to the time it takes for your new lender to pay off your old loans during a refinance. I am in the middle of trying to refinance a car for the first time and not sure what a 10 day payoff is. Sign in to Account Manager to view payoff amount. We typically issue your paid-in-full documents within 7–10 business days of receiving the payoff.